Practice Areas

Fair Debt Collection Practices Act (FDCPA) Litigation

A debtor alleged that a debt collection agency had violated the Fair Debt Collection Practices Act (FDCPA) by failing to mention in its collection letter that the amount of the debt could accrue interest.  AGF&J won a pre-answer motion to dismiss in which the Federal District judge ruled that the letter did not violate the FDCPA.  The judge stated that "even the least sophisticated consumer should know that debt accrues interest".  Relying on that decision, AGF&J's attorneys have won several pre-answer motions on similar grounds.

AGF&J defends credit bureaus, banks and other creditors accused of violating the Fair Debt Collection Practices Act (FDCPA), a federal statute governing debt collection practices.  Our experience in this rapidly-expanding area of law allows us to efficiently analyze whether our clients' telephone calls and collection letters violate the Act.  With this insight, we can advise our clients early on whether to seek resolution of the matter or to aggressively resist the claim.